1. ACCEPTANCE OF TERMS
For the purposes of these Terms and Conditions of Use ("TCU"), Innovern Solutions Pte. Ltd. will hereinafter be referred to as "IVS".

Please read these terms and conditions carefully. A reference to this "website" is to www.ivshub.com and/or www.innovernsolutions.com including but not limited to the information, text, images, links, sound, graphics and video sequences displayed herein (the "Materials").

By accessing this website and any pages thereof, you shall be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site or any pages thereof.

1. At any time and without prior notice, IVS shall have the right, in its sole discretion, to modify, add or remove terms of the TCU, and all such changes shall take effect immediately. Users should review the TCU periodically as subsequent use shall constitute acceptance of any such changes. The user is responsible for providing all software and equipment needed to access www.ivshub.com and/or www.innovernsolutions.com.

2. DESCRIPTION OF SERVICE
www.ivshub.com and/or www.innovernsolutions.com provides users with access to a rich collection of information resources, focusing on Internet business and technology information. You understand and accept that IVS may include advertisements and that these advertisements enable us to defray some of the costs of maintaining www.ivshub.com and/or www.innovernsolutions.com. IVS bears no liability for the delay, deletion, mis-delivery or failure to store any user communications.

3. LINKS TO THIRD PARTY SITES
www.ivshub.com and/or www.innovernsolutions.com contains links to third party web sites. Reference herein to any products, services, processes, hypertext links to third parties or other information by trade name, trademark, manufacturer, supplier or otherwise does not necessarily constitute or imply its endorsement, sponsorship or recommendation by IVS. IVS is providing these links to you only as a convenience. IVS is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third party Web sites. Each individual vendor or advertiser shall bear the sole responsibility of its own product and service information. If you decide to access linked third party Web sites, you do so at your own risk.

4. USER PROVIDED CONTENT
Portions of the services at www.ivshub.com and/or www.innovernsolutions.com will contain user provided content, to which you may contribute appropriate content. For this content, IVS is a distributor only. By submitting content to www.ivshub.com and/or www.innovernsolutions.com, you grant IVS license to use, host, distribute and allow hosting and distribution on co-branded services of the content. You should submit only content which belongs to you and will not violate the property or other rights of any persons or organizations. IVS recognizes the copyright and other intellectual property rights of others. IVS reserves the right to remove any user provided content which comes to its attention and which it believes, in its sole discretion, is illegal, obscene, indecent, defamatory, incites racial or ethnic hatred, violates the rights of others or otherwise violates this Agreement. IVS reserves the right to change or discontinue at any time, without notice, any materials, equipment, specifications, models, products, or services described on the www.ivshub.com and/or www.innovernsolutions.com, or the availability thereof.

5. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through www.ivshub.com and/or www.innovernsolutions.com, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertisers. You agree that IVS shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers on www.ivshub.com and/or www.innovernsolutions.com.

6. RESTRICTIONS ON USE OF MATERIALS
IVS owns all rights in www.ivshub.com and/or www.innovernsolutions.com and all components thereof including without limitation, all texts, information, materials, the structure, sequence and organisation of the pages and screens. The www.ivshub.com and/or www.innovernsolutions.com name and logo owned by IVS may not be used in any commercial manner without the prior written consent of IVS. No part of www.ivshub.com and/or www.innovernsolutions.com may be copied, reproduced, republished, uploaded, posted, transmitted, distributed in any form or manner or by any means, electrical, electronic, mechanical, photocopying, recording or otherwise or stored in any retrieval system of any nature without the prior written permission of IVS. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of www.ivshub.com and/or www.innovernsolutions.com, use of www.ivshub.com and/or www.innovernsolutions.com, or access to www.ivshub.com and/or www.innovernsolutions.com.

7. DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM AND TO THE INFORMATION THEREIN.

IVS AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM AT ANY TIME. ADVICE RECEIVED VIA WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

ALL CONTENT OF IVS SITE, INCLUDING ANY SOFTWARE, IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESSED OR IMPLIED. IVS DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE REGARDING THE SUITABILITY OF THE INFORMATION, THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE CONTENT, SERVICES, PRODUCTS, TEXT, GRAPHICS, LINKS, OR OTHER ITEMS CONTAINED WITHIN WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM, OR THE RESULTS OBTAINED FROM ACCESSING AND USING WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM AND/OR THE CONTENT CONTAINED HEREIN.

YOU EXPRESSLY UNDERSTAND AND ACCEPT THAT IVS SHALL NOT BE LIABLE FOR UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, OR ANY TRANSACTIONS ENTERED INTO THROUGH WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM.

YOU EXPRESSLY UNDERSTAND AND ACCEPT THAT IVS IS NOT RESPONSIBLE OR LIABLE FOR ANY THREATENING, DEFAMATORY, OBSCENE, OFFENSIVE OR ILLEGAL CONTENT OR CONDUCT OF ANY OTHER PARTY OR ANY INFRINGEMENT OF ANOTHER'S RIGHTS, INCLUDING INTELLECTUAL PROPERTY RIGHTS. YOU EXPRESSLY UNDERSTAND AND ACCEPT THAT IVS IS NOT RESPONSIBLE FOR ANY CONTENT SENT USING AND/OR INCLUDED IN WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM BY ANY THIRD PARTY.

8. EXCLUSION OF LIABILITY
IVS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES TO ANY PARTY UNDER ANY CIRCUMSTANCES EXCEPT AS TO DAMAGES PROVED AND WILFUL AND DELIBERATE CAUSED BY IVS EMPLOYEES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM. THROUGH YOUR USE OF WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM, YOU SPECIFICALLY ACKNOWLEDGE AND ACCEPT THAT IVS IS NOT LIABLE FOR ANY CONDUCT OF ANY USER OF WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM.

THROUGH YOUR USE OF WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM, YOU AGREE TO INDEMNIFY IVS AND ANY AFFILIATES FROM AND AGAINST ANY AND ALL LIABILITIES, EXPENSES (INCLUDING ATTORNEYS' FEES ON A SOLICITOR CLIENT BASIS) AND DAMAGES ARISING OUT OF CLAIMS RESULTING FROM YOUR USE OF WWW.IVSHUB.COM AND/OR WWW.INNOVERNSOLUTIONS.COM, INCLUDING, WITHOUT LIMITATION, ANY CLAIMS ALLEGING FACTS THAT IF TRUE WOULD CONSTITUTE A BREACH BY YOU OF THE TCU.

9. SPECIAL ADMONITIONS
FOR LOCAL AND INTERNATIONAL USE.
Recognizing the global nature of the Internet, you shall comply with all local rules regarding online conduct and acceptable Content. Specifically, you agree to comply with all applicable laws regarding the transmission of technical data exported from Singapore or the country in which you reside and shall absolutely refrain from transmitting in any mode unsolicited bulk and commercial e-mail messages.

10. TERMINATION
You agree that IVS, in its sole discretion, may terminate your use of the www.ivshub.com and/or www.innovernsolutions.com, and remove and discard any Content within the www.ivshub.com and/or www.innovernsolutions.com, for any reason, including, without limitation, if IVS believes that you have violated this Agreement.

IVS reserves the right, in its sole discretion, to terminate your access to any or all services at www.ivshub.com and/or www.innovernsolutions.com and the related services or any portion thereof at any time, without notice. Further, you agree that IVS shall not be liable to you or any third-party for any termination of your access to www.ivshub.com and/or www.innovernsolutions.com.

11. GENERAL
Your obligations under the TCU shall continue for as long as you access or use www.ivshub.com and/or www.innovernsolutions.com or use or maintain any of the content (including software) of www.ivshub.com and/or www.innovernsolutions.com or copies thereof. You may terminate your obligations at any time by discontinuing your use of www.ivshub.com and/or www.innovernsolutions.com and by destroying all content obtained from it and all copies thereof.

12. GOVERNING LAW
By accessing this website, you agree that Singapore law, including without limitation the provisions of the Singapore Evidence Act (Chapter 97) and the Electronic Transactions Act (No 25. of 1998), shall govern such access as well as the above terms and you agree to submit to the sole and exclusive jurisdiction of the Singapore courts. Users of www.ivshub.com and/or www.innovernsolutions.com or any of its pages are responsible for compliance with all local laws and regulations.